Showing posts with label ideas. Show all posts
Showing posts with label ideas. Show all posts

More confidence in 11 minutes

If you've ever gotten the feeling that men, in general, are more confident than women, there's a scientific explanation why. 

According to experts, there is actually a part of the brain (the anterior cingulate cortex), that creates more self-doubt in women than in men. 

Workplace wellness expert Michelle McQuaid can help women retrain this part of the brain in 11 minutes-- and she claims it's a career changer.

I had the opportunity to ask Michelle.

Faten Abdallah (FA): What does "Confidence" mean?

Michelle McQuaid (MM): Researchers define confidence as the ability to turn our thoughts into action.  It’s what allows you to start acting and risking and failing, and to stop mumbling and apologizing and hesitating. With it you can take on the world, but without it you remain stuck on the starting block of your own potential.

FA: Is confidence something you can work towards or is it naturally in a person?  How does one build confidence?

MM: Studies suggest that confidence is shaped by the way our brains function, the experiences we've had and perhaps most importantly the choices we prioritize.  This means that while some of us may feel more naturally confident than others, there are choices we can make and behaviors we can practice that will improve our confidence over time.  It appears that confidence can be built by: 
  • Being authentic
  • Challenging self-doubt when it doesn't serve as well
  • Taking action and stepping outside our comfort zone with a willingness to learn from both success and failure
FA: Is it true that men are more confident than women?  Can you explain?

Studies suggest men are more confident than women.  For example when it comes to our careers we know women ask for pay rises four times less frequently than their male colleagues, negotiate salaries of 30% less and won't put themselves forward for promotions unless they meet 100% of the qualifications necessary for a job (while a man will be feel confident enough to apply with 60% of the qualifications).

Researchers put this down to a couple of factors.  For example:
  • Our Social Experiences - School is where many girls are first rewarded for being good and doing things the "right way": by quietly figuring things out and finding the perfect answer whilst not making a fuss or being challenging in any way.  The result is women often learn early on in life to avoid taking risks or making mistakes, while boys (for whom one study found got eight times more criticism for their conduct) learn that a little scolding or failure can be taken in stride.  Perhaps as a result during the teenage years when girls are six times more likely to drop out of team sports, boys keep playing learning to own victory and survive defeat with some studies suggesting there is a direct link between playing sports in high-school and earning a bigger salary.  It appears to be a vicious social cycle: girls lose confidence, so they quit competing, thus depriving themselves of ways to regain it.  As a result girls walk away believing competence matters more than confidence, but as the studies show at work this is often not the case. 
FA: How can women build more confidence in the workplace?

MM:
  • Be authentic. best-selling authors of The Confidence Code, Katty Kay and Claire Shipman, suggest the linchpin choice when it comes to confidence may be authenticity.   By making a virtue out of our differences instead of trying to hide, erase or change them, we allow confidence to emanate from our core.  
  • Think less. Note down the stories you’re telling that undermine your confidence and ask: “Is this true? Is this the only explanation for what’s unfolding?” Try to capture as many plausible alternatives as possible and invest your attention on the explanations that build, rather than destroy your confidence.
  • Take one small step. Acknowledge your self-doubt and then take a small step outside your comfort zone anyway.  Start with small challenges that allow you to grow, improve and gain confidence. If you fail, think about how you can do it differently next time and try again. If you succeed, set yourself the next challenge and keep stretching yourself forward again and again.
  • Focus on how you’re helping others.  Women tend to do much better when they focus on the meaning and purpose behind the actions they’re taking and how this will benefit others.  How will the small step you want to take make someone’s day a little better or easier because you had the courage to act with confidence? 
  •     Practice self-compassion.  Don’t let that “mean girl” voice run wild in your head.   Instead talk to yourself like you would to any other friend and be willing to look at your mistakes and short-comings with kindness and understanding.  Acknowledge that you’re “not there yet” but that as long as you stay open to learning and willing to practice, you will get better.

FA: Anything else you would like to add?

MM: One of the most effective ways I've found to help female leaders close the confident gap by feeling more authentic and taking action is to show them how to discover their strengths (the things they're good at and enjoy doing) and find small-busy proof ways to confidently use them to take action each day.  You can try this for yourself at www.strengthschallenge.com which is a free resource to help people feel more confident, energized and happy at work.

Fresh Design Ideas for Summer!

The change of seasons brings about many new aesthetics from clothing style to interior design. If you’re thinking about updating your space this summer, I’d like to introduce you to J Design Group. CEO/Founder Jennifer Corredor has worked on premier projects around the world.

Beyond luxury homes, J Design Group has been responsible for the sensational interiors of hotels, restaurants, financial institutions, corporate facilities, casinos, and resorts on an international scale. They have accumulated many prestigious accolades including the Best of Houzz 2015 award in Design and Client Satisfaction.


Read the interview with Jennifer.

Faten (FA): How should one get started without feeling overwhelmed?
Jennifer Corredor (JC):  If one is concerned about being overwhelmed, this could be achieved by doing room by room, so as not to feel the effects of pressure. However, the design as a whole should be done on the onset so that the design overall at the end will flow.

FA:  What are some must have pieces that should be in a living space?
JC: One very important piece of furniture that is always necessary is to have is a comfortable sofa that one can enjoy and relax.

FA: What are some tips on updating for those on a budget?
JC: Always remember designing these days that there is an array of products that are very well priced and it can be more easily achieved and cost effective.
Having the space plan is a must before purchasing or making any decisions.

FA: Which celebrity did you update their space? 
JCWe have designed homes for several celebrities, though our clients are very private and prefer not to be mentioned.

 For additional information or to schedule a design consultation, visit www.jdesigngroup.com.

College-Bound: How to Save on Dorm Room Furnishings

by 

Andrea Woroch


While overall spending on back-to-school is slightly down this year compared to last year, one category is poised to see a big uptick: dorm decor and furnishings. According to the National Retail Federation, college-bound students and their families will dish out over $126 on goods for their rooms, a nearly 25-percent increase over spending reports from 2014.

Since dorms and off-college abodes can be expensive to furnish, buying desks, futon frames and chairs from flea markets and Craigslist is a good idea. However, it's important to know what your other options are when community inventory runs thin. Plus, everybody has a style and you likely want to impart some of your flare on your furnishings!

Read on for seven ways to get college-ready for less.

Scout delivery options close to campus.
To compete with online retailers, brick-and-mortar stores are increasingly offering "ship-to-store" options to customers. This strategy is great for college kids on the move, as relocating hefty pieces of furniture across the state or country can be a cumbersome and expensive endeavor. Shop stores like Kohl's and Best Buy and get your products delivered to the store located closest to campus. JCPenney takes is a step further, offering free shipping to anywhere in the country - including dorm rooms! - on orders of $99 or more. 

Find furniture at discount retailers.
Ross, TJMaxx and HomeGoods all have selections of furnishings great for dorm rooms and apartments, not to mention cheap decor items. Look for end tables, desk chairs, dressers and even recliners and dining room chairs. Increase your savings by purchasing a discounted gift card to these retailers through Gift Card Granny, a discount gift card comparison site. Currently, you can save up to 20% off cards to TJMaxx.

Network for savings.
Remember when your parents brought your Girl Scout or Boy Scout fundraiser to their workplaces and you made bank? Well, they can take a similar approach now that you're heading off to college. Ask your parents if they'd be willing to send an email to their networks - business, social, etc. - asking if anyone has furnishings they're planning to get rid of. This will capture anyone who planned to sell or give away furnishings but hadn't posted it to Craigslist or Facebook yet, giving you first dibs!

Take advantage of gift cards.
Back-to-school is a huge event for "free gift card with purchase" offers, and while you may be tempted to go on a shopping spree with these freebies, it's best to apply them strategically. Instead of buying all your dorm room furnishings, decor items and other needed supplies in one haul, calculate which items you should purchase to score a free gift card, then purchase the rest in a separate transaction and use the gift card to offset your total expense. For example, Target is currently offering a free $20 gift card when you spend $100 on college items. Additionally, you can find Target coupon codes through sites like CouponSherpa.com, and save an additional $25 off your $100 purchase through Aug. 1.

Consider craft stores.
For unique storage solutions, kitschy decor and even night stands, check out such craft chain stores as Hobby Lobby and JoAnn Fabric. While these stores specialize in fabric and craft-making, they also have tons of decor items and select furnishings that often cost much less than furniture stores. Plus, you can typically find a coupon for 40 to 50% off one item from each store and redeem it through your smartphone using a coupon app.

Shop online for savings.
Online stores like Wayfair and Overstock offer tons of furnishings and decor items available for free or low-cost shipping. These cute side tables on Overstock, for example, are currently 50-percent off and ship for just $2.95. Wayfair is advertising up to 70% off dorm-room essentials including a Mesh Task Chair for $48.99 (originally $199.99) and a chic six-piece comforter set for $43.99 (originally $92.99). It's always a good idea to compare prices, so install the PriceBlink or Invisible Hand browser add-ons to get notified if something you're looking at is better priced elsewhere. Just don't forget to factor in shipping costs!

Bring the outdoors in.
Summer is eclipsed by back-to-school season, making all things warm-weather and carefree on clearance. That includes patio furniture and accessories, and some of these items look and function just as nicely indoors. Think wicker chairs, mosaic accent tables and area rugs. For example, Wayfair currently has a stylish 5-foot square grey and beige outdoor area rug available for $64.99, down from the original price of $125.51. 

Andrea Woroch is a consumer and money-saving expert for Kinoli Inc. From smart spending tips to personal finance advice, Andrea transforms everyday consumers into savvy shoppers. As a sought-after media source, she has been featured among such top news outlets as Good Morning America, Today, CNN, Dr. OZ, New York Times, MONEY Magazine, Huffington Post, Forbes and many more. For more information, visit AndreaWoroch.com or follow her on Twitter for daily savings advice and tips.

Book Review: The Barefoot Executive: The ULTIMATE MANUAL For Being Your Own Boss & Achieving Financial Freedom

I am a big believer that you can always learn. And you should always be  learning.  So, when I was sent a copy of  The Barefoot Executive:  The ULTIMATE MANUAL For Being Your Own Boss & Achieving Financial Freedom to review, I was excited to start reading it because  I can always learn from one of my main topics that I blog about and podcast about: business.

Business is such a broad topic that you can write tons about it from all sorts of views and perspectives.  Author Carrie Wilkerson, founder/owner of The Barefoot Executive, writes her book for those who are just starting in the world of entrepreneurship, yet it is targeted for some as a refreshing topic to those who are already established in the world of entrepreneurship.  This is a must have for home based businesses.

Once I began reading, I immediately started tweeting quotes and other tweets on Twitter, and guess who I interacted with via Twitter? Carrie Wilkerson. What she writes in her book, she literally practices and lives by. She took time out to tweet with me.  I was truly honored.  In Carrie's book, she writes that you have to build relationships--which she is doing with her followers on Twitter, and I am sure elsewhere too.  Consumers want to be "romanticized" by businesses (not my words, Carrie's).  To find out what Carrie means by "romanticized", check out her book! ;)

Carrie says that you have to stay focused on your area of specialty before you can increase products, services and other offers to consumers.  Carrie provides lots of examples, resources and quotes that are beneficial to the readers.

Carrie doesn't sugarcoat the world of entrepreneurship.  She makes you look at questions and other areas to make sure you are on the right track.

This book highly recommended.  After all, I took notes and tweeted while reading Carrie's book.

FTC: I was sent this book for review.  All opinions are my own.










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Guest Post: Netflix Raises Prices: Keep Your Cash With 8 Alternative Options

by Andrea Woroch

Attention streaming movie marathoners: There are major changes coming your way. This month Netflix announced they'll be increasing their plan pricing. The trend of rising prices for streaming content is a growing one. Cell phone providers like Verizon, AT&T and T-Mobile are all planning to eliminate unlimited data plans in favor of tiered pricing. With experts predicting most cell phone users won't be hit by the changes for a few years, Netflix is taking most of the heat.

The Netflix Changes
Here are the basics of the Netflix changes. Instead of having DVD rentals and streaming movies priced together, each portion will be priced as a separate plan. For most users, this will increase the monthly bill by $6-10. Price changes will take effect September 1.

Customer Backlash
Understandably, cash-strapped consumers are not thrilled about price increases. The official blog post announcing Netflix's changes has generated more than 12,000 comments. Most appear to be current subscribers pledging to cancel their subscription.

More Than the Price
On the surface, $6 doesn't seem like an outrageous amount, but customers are hurt about more than the money. Many who've been with Netflix from the start feel their loyalty has been betrayed. Disgruntled loyalists would like prices to stay as they are for current subscribers with increased rates only for new subscribers.

Not Enough Bang for the Buck
Another customer gripe is that the product doesn't justify the higher price. Subscribers have complained the streaming movie selection is lacking. They contend new material is not added often enough and many times the streaming video quality is poor.

Switching to the Competition
The price increases by Netflix are encouraging many users to give the competition a try. Redbox is one of the most popular alternatives, with $1 rentals and locations in just about every neighborhood. Amazon Instant Video is another popular choice. Streaming new releases are typically $3.99 to rent for a 48 hour period.

Price Increase Reasoning
Even though Netflix subscribers are in an uproar, the company isn't entirely to blame. When Netflix started their streaming service, studios who own the movies didn't realize the potential for profits. With the surge in streaming media popularity, studios want to charge a premium for their content. One expert has predicted Netflix's content licensing costs will increase from $180 million in 2010 to $1.98 billion in 2012.

If you don't want to pay these increased costs, here are a few alternatives to help you keep your cash.

DVD Exchange With Friends
Do you have a shelf full of DVDs you just can't bring yourself to watch again? Get a few friends or co-workers in on a movie exchange. Trade movies one for one and trade back when you're all done watching.

Rent From the Library
With the demise of local video rental stores, finding releases from a few years back is growing increasingly difficult. Renting movies from the library can help you track down many titles not available from Redbox. Even better, the rentals are free!

Discount Gift Cards
Going to see a movie in the theatre isn't exactly a steal, but there are some ways around high prices. Popular cinemas likeAMC and Regal both have more than 100 discounted gift cards available at GiftCardGranny.com.

Matinee Movies
If you work a 9-5, matinee movies may be out of your reach, but they make for another way to beat high prices. Tickets cost much less and you don't have to deal with the massive crowds you find in the evening.

Neighborhood Movie Night
Consider going in with a group of neighbors and investing in a backyard movie set-up. Hopefully, someone already has a projector they're willing to share. All you need then is a screen. Inflatable, outdoor projection screens can easily be found online for less than $200. This tip might not save a ton of money, but it can help a whole group of people stop paying their money to Netflix.

Free Screenings
Plenty of filmmakers just want their movie to get seen. College campuses are great resources for finding free screenings. Many towns also offer free showings of classic films at parks throughout the summer. A local paper is a good way to find out if there are any offerings in your area.

Get Outside
The natural world was here before streaming Netflix and it will certainly be here long after. Take the money you'd spend on movies and invest it in a national parks pass. The cost is only $80 for one year and it gets you and anyone in the car with you into more than 2,000 sites across the country.

Dial Into Daily Movie Deals
Deal of the day sites like Groupon and LivingSocial occasionally offer discounted movie theater tickets for as little as $2 per person. That's a pretty cheap movie night outing and well worth the price. Just make sure to skip the popcorn and candy - your wallet and waist will thank you.


Consumer Savings Expert, Andrea Woroch has been featured as a media expert source on The Today Show, NBC Nightly News, FOX & Friends, ABC News NOW, MSNBC, Kiplinger Personal Finance, Smart Money and many more.

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