Showing posts with label People. Show all posts
Showing posts with label People. Show all posts

Feature Friday: Meet Toma Clark Haines

Toma Clark Haines is The Antiques Diva® – Chief Executive Diva of The Antiques Diva® & Co European Tours – Europe’s largest antiques touring and sourcing company.  As an American who has lived abroad nearly 15 years, it has been said Clark Haines is conquering countries faster than Napoleon.  Working with a team of 18+ locally-based agents, The Antiques Diva® & Co offers customized antique buying tours in 8 countries (and counting) working with both the public as well as the trade.  Her favorite part of her job is stocking clients antique stores and creating new trends in home fashions. 

When this Global Tastemaker is not taking some of the top names in the design industry on buying tours, Clark Haines is also a freelance travel and design writer, an international public speaker and a social media guru.   She is a champagne connoisseur, a vintage Chanel addict and her hobbies include driving fast cars and gourmet cooking.  Traveling extensively for work, she divides her time between her home in Berlin, Germany and each of her companies tour countries as well as quarterly visits to the USA.  Her long-term goals include expanding her company into Asia.  Her greatest challenge in life is remembering when she wakes each day whether to greet the day with a Buogiorno, Bonjour, Guten Tag or simply Good Day.  

 Meet Toma Clark Haines, The Antiques Diva.



Faten Abdallah (FA): What inspired you to go into antiques?
Toma Clark Haines (TCH):If I think about my life history, antiques and travel were always intertwined in my mind. My mother was a third generation American. Her grandparents moved over from England and my whole life I grew up hearing stories of far-away places and long-ago times.  The past was always a part of my present.  As a child we ate with the silverware my grandparents carried over on the boat when they moved to America.   I have always been a traveler – whether in my mind or in reality.  I’ve traveled in more than 45 countries – and to me antiques are another way of traveling.  They transport you.  Antiques transport you to other times, other places and give glimpses into other lives. They tell a story - they’re more than decor -  they take you on adventure to someplace less ordinary.  That’s the intent behind the tours my company The Antiques Diva & Co offers….  We are the largest antiques touring company in Europe - offering one on one customized buying tours to both tourists as well as the trade in 8 countries - France, Belgium, England, Italy, Germany, Netherlands, Denmark and Sweden.  Our goal is to give our clients an opportunity to culturally cruise a country through antiques - the pieces one buys on tour give glimpses into what life is like inside those villa windows and Parisian apartments making their adventure part of a greater story.

FA: What makes antiques unique and valuable?
TCH: There are several rules of thought when it comes to what makes antiques valuable.  Die Hards will tell you - “In order to be antique it must be 100 years old.” Working internationally customs officials often accept “Almost Antiques”  (those items that are 75 to 99 years old) as an “antique” when it comes to import and export restrictions.  And the antique trends as of late are bringing Vintage into the modern day.  Technically - to be vintage an item should be from the 1940’s, 50’s or 60’s - but 1970’s and 80’s ceramics and furniture are ruling the market at the moment.  When it comes to what makes antiques unique and valuable - I’d say exactly what I told myself on my 40th birthday…. “Age Doesn’t Matter.”  Whether it’s a piece from the 1760’s, the 1860’s or the 1960’s - quality counts - how well it’s constructed, the lines, especially anything hand-made or limited edition add value, but decorative appeal counts most of all in todays market place.   People today buy based upon an asthetic - it’s less about pedigree and more about style.  While there are millions of fabulous antique value guide books giving estimates on antiques - my opinion - the value of an antique - especially in those decorative pieces - is entirely subjective.  The right price for an antique is what they buyer would be willing to pay - and working internationally - I know that price changes by country and/or region.  Value changes according to country and their taste preferences - in France long lives the Louis'… Gilt-wood still demands top euro.  Meanwhile in Holland where the Dutch like clean lines and interiors anything Rococo is practically given away.  A Louis XV style console in France that might sale for 1500E in the Netherlands might sell for 500E and then… bring that same item to America and the vendors will multiply their purchase prices by a mark up of 3 to 5 times their cost.  So if you ask me… The real value in antiques comes down to Love Sweet Love.   If you buy what you love you’ll never regret your purchases and it will always keep it’s value.

FA: What's the most interesting antique you have found, purchased or sold?
TCH: 1  in 5 queries coming into our company at the moment by clients seeking European Buying Tours are architectural salvage tour requests - antique dealers, architects, interior designers, developers, hoteliers and restaurateurs are all dying to source architectural pieces to use in projects. - these could be doors, mantles, windows, flooring, roof and flooring tiles, stairwells, bricks, etc.  The most interesting antique I’ve ever helped a client buy was a Neo Gothic Cathedral Ceiling coming out of a church in Maastricht - the client was searching for a painting ceiling she could use in the renovation of her home and this piece was perfect.  For 16K not only did it go into her own home - she (a designer) was also able to use parts of the piece in numerous clients homes as well!

FA: Advice on finding the best purchase prices for antiques.  What about those who would like to sell some of their pieces?
TCH: We’ve all heard the expression… “It’s Not What You Know… It’s Who You Know.”  When buying antiques as with most things in life… getting the best price comes down to relationships.  If you find a vendor whose style of inventory you love develop a relationship with them.  They may not have that exact item you’re looking for right now… but if you like their vibe/ their look then you can entrust them to search for inventory of your behalf.  The more you buy from one vendor inevitably the better of price you get from that vendor when you buy multiple items.  And returning customers are always given priority in pricing.  Be memorable. Chat with the vendor.  Most antique dealers are in this business because they love what they do - and if they know  you love what they do - they’ll appreciate you appreciating them! When you return to their store - remind them what you bought from them and why you love it.  My grandmother always said, “You can catch more flies with honey.” When buying Be Nice. (Heck, regardless of what you’re doing in life… Be Nice… Life’s Too Short For Anything Else!).  Some of the worse advice I’ve ever heard on antiquing is “point out the faults of what’s wrong with piece.”… Don’t do this! First of all - it’s not nice - and doesn’t endear you to vendors.  Second of all… that 18th C Spanish Console is Scratched??! Oh No! The vendor might need to RAISE THE PRICE THEN - You’re paying extra for that PATINA.  Antiques aren’t perfect - just as when we age we get wrinkles and gray hair…. that’s what happens with antiques and those signs of a life-well-lived are often what creates the patina that raises the price not decreases it!  Last but not least - always - always - always - ask for a discount.  If you don’t ask.. You dont receive.  The polite way to ask for a discount (if you dont feel comfortable negotiating) is to say “Is that your best price?” It’s easy, direct and to the point - if the vendor has room in their profit margin it puts them in control of choosing what discount to give you.  And… sometimes you’ll be surprised. Once I was going to offer a vendor 40Euro for an item marked 50E - but when I asked their best price they responded 30E! 

FA: What should someone look for when purchasing an antique?
TCH: When you buy antiques ask as much information as possible.  Find out the age, the material, where it was made, how it was originally used, who would have used it.  Ask where the vendor found the item - who they bought it from - gather as many details as possible about the story of the piece. Also google your purchases…. the internet is an amazing wealth of information on antiques!

FA: What have you learned about yourself as you made a career switch?
TCH: While today clients and readers know me as The Antiques Diva (R) - Chief Executive Diva of Europe’s largest antiques touring (and sourcing) company - I haven’t always been a diva! In a past life I worked in marketing and advertising working with clients such as Dunkin Donuts, Target, McDonalds, and Pearl Vision. This background has been fundamental in the growth of my company as I  knew how to market my services. I’ve always thought of myself as a creative person - and never gave myself enough credit as a business woman.  But what I learned about myself through starting my own company was that I actually enjoyed the process of running a business - making strategic decisions about the direction the company would take and implementing them.  I’ve also learned in running a company - that it’s not all about me - it’s about my team.  While I’m the face of the company - our business could not operate without the body.  I have a team of 18 people who work with me and while we operate as a whole - I’ve learned that I shouldn’t micro-manage them as in order for them to operate at their peak performance they needed to have ownership in their roles.  I’ve learned I dont have to do it all myself. Just because I can do something - doesn’t mean I have to do it.  I’ve learned to trust others, ask for help and listen to others as getting outside opinions has been instrumental to my companies success…. And last but not least… I’ve learned to Trust My Instincts.  Just because you ask for advice - it doesn’t mean you have to take it.  As an entrepreneur you have to be both wise enough to ask for advice and strong enough to trust your instincts on whats right for your company.



To Book an Antiques Diva European Buying Tour visit www.antiquesdiva.com or email toma@antiquesdiva.com

Eccentric 77- Year Old Darla Shaw’s Accessory and Style Tips

There is no doubt that 77-year-old Darla Shaw is an eccentric…and she is proud of that label. When she is not teaching as a full time college professor, She may be playing in her Kazoo and steel drum band… or attending her belly dancing class, or teaching Alzheimer awareness to middle school students, or traveling to Bhutan to help underprivileged kids … and these are just a few of her weekly activities… the list goes on! Her endless energy, desire to learn new things and share this knowledge with others is an inspiration to anyone one at any age!

In this brand new episode of a the HooplaHa original series, The Wonderful World of Darla, Darla reveals her tips to accessorizing your wardrobe. Shower yourself with color, take risks! Be as bold with your fashion choices as you are about your life choices!


Feature Friday: Meet Jida Kalai

Often times, I've stared at my closet wondering what to wear.  Do I wear this or that?  Should I get whole new makeover?  Well I had the privilege of interviewing Jida Kalai, a fashion blogger and interior designer.

Enjoy the interview.

Faten Abdallah (FA): What are three must have pieces every woman should have in her closet? Why?
Jida Kalai (JK): Our closet essentials depend on our lifestyle and where we are at in our life.  A career woman's wardrobe may differ than a stay at home mom for example, but the three must have pieces I think every fashionista should have are:
        1. A pair of well fitting jeans is a must.  As long as it fits perfectly and hits you in the right places, it will never go out of style.  Denim can be worn  in day time to run errands and for going out at night by throwing a dressy top over it and some heels. This actually makes it perfect for traveling too.
        2. A little simple solid color dress.  I am not going to say black, because as long you pick a neutral color you will get a lot of use out of it.  Every fashionista should have a classic short dress that she can wear with flats, with boots, and with heels.  I have one that I wear in winter and summer.  I throw a large scarf over it and a pair of tall boots or I wear it with heels and a nice necklace.  Invest in a flattering dress and you will wear it a lot.
       3. A pair of statement shoes: I think every fashionista out there should invest in one pair of classic, yet flashy heels that you can wear to a party with a dress or with your favorite denim and t-shirt.  It's an easy way to look fab when you don't have the energy to dress up.

FA: How much should one budget for clothes per year?
JK: I actually have read somewhere that your clothes allowance should not exceed 5% of your net income.  I think it varies year to year, and it depends if you are investing in essential pieces.  For instance,  if you are buying a coat and a pair of boots you might go over budget for the year, but you are not going to make the same purchase every year.  The way I look at it is that you have to shop like an investor.  Spend your money on pieces that will get you the best return on investment: pieces that are universal, classic, and can be worn a lot.  


FA: How often should a woman update her closet?
JK: I would say every six months.  I take the opportunity at the end of the fall season to declutter my summer wardrobe and I do the same at the end of winter.  Everything I didn't wear in six months leaves my closet.  The exception is cocktail outfits.  These I might go over every 12 months.  We tend to hold on to things that don't serve us and create clutter in our lives.  We need to practice to let go and create space to invite new fresh things into our lives and in this case our closets :).

FA: How does a woman pick the right style/fashion for her?
JK: This is a question that will take pages to answer.  In general, don't follow a trend unless it works for your body type.  Every woman can look super fashionable and trendy if she is to pick what flatters her figure.  Super tight clothes and hip huggers for instance are not for everyone.  Pick clothes that highlight your best body parts and hide your imperfections.  Even though they say age is only a number, don't expect to look sexy in a teenage outfit.  Our body changes and so does our fashion style.  Your eye is your best judge.  Don't buy a piece that looks good, buy one that looks good on you.
FA: Give some tips on how to eat healthy.
JK: My number one rule for eating healthy is to avoid processed foods.  Go for fresh produce.  It takes your body less energy to digest.  I created the Elegant Eats blog to help people create delicious recipes that are super healthy.  Anything that is in a can or a jar has some sort of preservatives.  I don't believe in deprivation or counting calories to lose weight.  All these energy or protein bars have tons of processed sugars that don't do your body any good.  Your diet should be rich in fresh fruits and vegetables in addition to a good source of protein and carbs.  When it comes to meats, fish, chicken the same rule applies, avoid anything processed.  Make sure to include fatty acids in your diet.  Avocados, fish, nuts are really great for your skin, hair, and nails.  If you are over 20, cut down your dairy intake.  Start your day with a glass of warm water and lemon to cleanse your body.  Fruits are better consumed on an empty stomach not after heavy meals.  Opt for baking rather than frying.  Include grains in your diet.  Make your main meal  at dinner time.  Don't mix too many proteins in one meal.  Treat your body as a temple.  
FA: What's your favorite recipe?
JK: Because I have a sweet tooth, my favorite has to be a sweet, delicious desert. ;) Check out my "Memorial Day Sweet Bites.  They satisfy my craving for sweets and energize my body at the same time with no processed sugars whatsoever.  I always have them handy at home.

FA: Anything else you would like to add
JK: Give your self a chance to do what you like and have passion for.  It is never too late.  As for any future projects, I have two that I need to work on.  The first is to create an online interior design shop (as you might know I am an interior designer).  My next project is to put a healthy cook book together for the fashionistas out there.  It will include all the recipes on my blog and maybe more.  Make sure to follow me on instagram, Facebook, and twitter and of course my blog at elegantfashionista.com   Leave me your honest comments and what you would like to see on my blog.

Feature Friday: Emii changing the narrative of women in POP industry

An extraordinary young person and important indie-pop artist is making a huge difference in the evolution of America's 'pop singer' image by using her work as a vehicle to communicate profound messages that are saving the lives of young women everywhere. 

Since Emii hit the scene with the smash hit MROMEO, featuring SNOOP DOG, she's continued to evolve on the music scene as a unique and important voice in the pop community. 

Emii's new hit single LEAVING YOU BEHIND (Video Here) champions survivors of domestic violence and is empowering young women to come forward all over the world. With that in her pocket, Emii is crawling up the charts and has skyrocketed to literally millions of online views and now -- we don't think there's much stopping this inspirational young person from continuing the change all of over the world...because for her, it's never stopped at just the music. 


Enjoy the interview with Emii.



Faten (FA):  What inspired you to make music?
Emii (E): It's the deepest form of communication for me... and, as we all know, often times mere words aren't enough. Even the simplest kinds of music can communicate feelings, emotions strong enough to inspire, to MOVE people, to make someone smile, forget about their problems, or remind them of how far they've come. I live for that.

FA: What do you want others to get from listening to your music?
E: I want them to feel. To be able to turn off all of the worries and anxious thoughts at least for a few moments... to connect with the messages and the emotions in the music and clear their minds of the daily-grind clutter. When you can really connect, it's akin to meditation. When you can't, then it's just noise. But the beauty of music is that there is something for everyone out there, no matter who you are or what you enjoy.

FA: What have you learned about yourself as a musician?
E: That so many people will try to put you "in a box" and attempt to mold you into what they believe you should be. Being true to yourself is ultimately what connects you to those who appreciate you for what you live for, for what you create.  It's important to never sacrifice your passion for someone else's idea of what you should be. I've had countless people tell me I shouldn't and couldn't be who I am... and I am most definitely someone who has a love for many types of music. I find myself creating depending on what inspires me, and after much trial and error I believe that filtering your artistry to appease someone who thinks they know what people want is a travesty. The fans can speak for themselves, and so should we.

FA: What are some of your future projects and plans?
E: I aim to inspire. That's all I'll say for now.

FA: Anything else you would like to add?
E: No matter where we begin our journeys, there is greatness in all of us. We just have to find it. I encourage everyone to remember that I'm just that formerly-bullied geeky girl from Ohio who could not stop following a dream. I'll never stop creating, and I hope to inspire others to do the same.

Be sure to check out Emii's work on 
@Emiiofficial/INSTAGRAM
@Emiimusic/TWITTER

Feature Friday: Meet Jennifer Harshman

Every Friday, I plan to feature a woman who has a talent to share with the world.  I would like for you to meet Jennifer Harshman--freelance editor, writer, and writers' coach.


Faten Abdallah (FA):  What inspired you to become a writer?
Jennifer Harshman
Jennifer Harshman (JH): I started writing stories when I was three years old, just after I'd learned to read, because I realized that a person wrote the storybooks I read and that meant that I could write stories, too. Writing was natural to me. Many good writers did not experience an early epiphany or any kind of ease with writing, however, so people shouldn't be discouraged if they aren't "natural writers," or if they experience writer's block.

FA:  How do you avoid writer's block?
JH: Writer's block is usually not caused by a lack of ideas, but too many ideas along with a lack of decisiveness or direction. In between editing clients' books, coaching, and running a homeschooling household, I write a blog post a week, but I have several of my own books in the to-write stack. Part of it is a lack of time—I'm booked solid for 10 months out (for which I am very grateful)—but part of it is indecision, too. Last week I found myself with a spare hour, and a friend suggested I write for myself. I asked which of the eight books I should work on, and I laughed, but it is a serious problem. I ended up taking a much-needed nap, telling myself that within a week I would make a list of the books in the order in which I'm going to write them. (I did it.) 

Writers can avoid or break writer's block in many ways, and I wrote about a number of them here http://www.harshmanservices.com/get-past-writers-block/   and here:

FA:  What kinds of things have you written?
JH: ​I've written a wide variety of things, including poetry, grant proposals, articles, website content, radio commercials, ad copy, blog posts, manuals, and books. So far, the books I've written have all been done as a ghostwriter or under a pseudonym. I have a few books that will come out under my own name, but right now I have a list of books to edit for clients, and I keep my commitments.

 FA: Can anyone be a writer? What should a new writer know?
JH: It's so tempting to say that anyone can be a writer, and, with enough commitment to it and with proper help, perhaps it's true. I've seen some writers who were terrible writers, and there's no nice way to pretty-up that fact. I've helped some of those writers improve greatly, and I've helped some book manuscripts go from "Ohmagoodness, this is awful" to five-star reviews. Practice and a good editor and/or writing coach can make all the difference.

A new writer should know that while anyone can be published now (thanks to self-publishing), it is still hard to succeed. It can take years of hard work. There is no guarantee that anyone will buy your books. 

Writing is not a one-shot deal. The book, Write.Publish.Repeat. urges writers to write their book, publish it, and get busy on the next one, learning and improving their books as they go along. 

A new writer should also know that everywhere she turns, right in front of her eyes will be another "how to succeed at writing" book or course. She'll sign up for one newsletter and then will see a dozen more, and she'll buy one book and then Amazon will get in on the conspiracy to get her to spend more money on learning how to be a successful writer, and it will suggest six more books for her to buy. A dollar here, eight dollars there, or, in the case of courses, $300 here, $2,000 there . . . It won't take long before her spouse or accountant has steam coming out his ears and she realizes that she could buy and consume a thousand of those things and they still won't write her book for her.
       ​
FA: Some people think it is not necessary to hire or work with an editor.  What's the point of an editor?
JH: Many people think they don't need an editor. This is caused by one of a few things: 
  • They are extremely egotistical and won't admit that they need something that everyone else needs (a little ego can come in handy when it comes to promoting their work, but too much is a bad thing).
  • They think readers are stupid and won't notice that a book hasn't been edited. (Readers are smart, and they notice. Don't try to cheat them.) 
  • They don't know even the basics, because if they did, they'd know that everyone needs an editor. Everyone. And not just one editor, but often two, because there are two very different types of editing, and it's important to get an editor for each kind.  
  • They are lying to themselves and others by saying they don't need an editor. This may be because they don't have the money to hire a good editor, or it may be because they are too egotistical.
​Why is it so important to hire an editor? Any piece of writing is not ready for publication until after it's been edited (and proofread) at least once. Would you sell any other product to a consumer in an unfinished, unprepared state—a wedding cake without frosting, a home without doors and windows? Then don't do it with your writing. 

What if a writer can't afford an editor? Not all editors are expensive, but writers should expect to pay the industry standard rates set forth by the book titled, Writer's Market. Not only should a writer not skip editing, a writer should not have their cousin's neighbor's old-maid aunt who used to be an English teacher "edit" the book for her. With very rare exceptions, English teachers do not make good editors. 

The writer should find a good editor, and then work out a deal. Maybe the writer supplies the editor with 72 quarts of organic apple butter and applesauce made from the trees in his yard, in addition to paying half the editor's rate.​ Maybe a writer makes an arrangement with the editor to make monthly payments until she turns into an old man with a beard. Just about anything would be better than to publish a book without having it edited by a professional first.

Over the years, I've learned that it might take me a while to write something, but that's okay. Sometimes, though, a full book has come pouring out of me over the course of a few days, and I did nothing but write and sleep, and at the end of those few days, I needed to be showered, probably with a garden hose, from a distance. 

FA: What have you learned about yourself as a writer and editor?
JH: I've also learned that four of my strengths combine to make me a good editor who keeps clients coming back for more. 

1) I have a penchant for taking something that already exists and making it better.
2) Helping people say what they're trying to say comes very easily to me. I don't "take over" an author's book like many editors do. It's still the author's story after I edit it, just better.  
3) I have often been the "bridge" between people or groups, and I facilitate connections.
4) Having read 15,764 books now and adding more every day (most people, including editors, read fewer than 1,000 books in their whole lives), I have seen thousands of examples of how it's done, so errors jump out at me.

​When I decided to start editing books as a freelance editor, I drew on not only the libraries full of books I'd read, but on my years of experience editing and proofreading hundreds of papers and all of the writing at the places I'd worked. People sense who the good writer is, who the natural editor in the company is; no matter where I worked, people brought to me the things that needed to be written or edited. 

I started prospecting by emailing major publishing houses to see if they needed a freelance line editor. While doing that, I felt a sudden urge to visit the chat room on a certain website where I was a member. I thought it was weird, because that website was totally unrelated to anything in the world of writing or editing, and I wasn't one to use chat rooms. Why that, why now? I thought. But I listened and did it. Only one other person was in there, and we said hi and chatted a minute. When I said I had to get back to querying publishing companies as a freelance editor, he said his wife needed an editor for her book. Within minutes, I had met my first client. ​We emailed back and forth and came to an agreement, and now I do all of her books, and she sends me referrals. That was 2009, and I've never looked back. I now have clients who swear they'll stick with me for life, and I also have a waiting list 10 months long. Every single day—usually multiple times a day—I give thanks for my clients and the business they bring me. Without them, there would be no HarshmanServices.com. It is my honor and privilege to help writers make their writing better, and to encourage them through the whole process. My best wishes, thoughts, and prayers go out for everyone reading this.    

First TED talk on abortion by Pro-Voice author Aspen Baker

Aspen Baker, author of  Pro-Voice: How to Keep Listening When the World Wants a Fight and  founder of an Oakland based non-profit called Exhale, recently gave the first ever TED talk on abortion.  Both Aspen's organization and book provides the necessary tools to facilitate compassionate, respectful engagement for anyone who wants a safe space to discuss their honest feelings about the contentious topic of abortion.

To learn more about Aspen, click here.  


9 Retirement Truths that Ensure Bliss vs. Bust


Finding joy and fulfillment throughout retirement

by
Julia Valentine


Aging is a fact, but how you experience it is your choice.  Many research studies show that life after 50 can be the most treasured time of your life. This because life perceptions are more positive and feelings of worry or stress decline.  Research also shows that a fulfilling retirement is impossible without concerted planning, which should extend beyond the requisite financial plan to also encompass your emotional wants, needs and desires based on thoughtful and practical self-reflection.

Retire­ment is the time when you have already fulfilled your obligations to others in life and are now free to make some new choices with yourself as the priority.  Indeed, with proper preparation and forethought, you can realize your full potential and enjoy an astonishing quality of life in retirement. This may include working, mentoring, volunteering, traveling, learning and anything else that helps you feel secure, joyful, independent, valuable and carefree.

Here are 9 Retirement Truths that will help ensure retirement is the treasure of your life:

Retirement Truth #1: Aging brings wisdom, not decline
It has been said that what you think about, you bring about. Telling yourself you are going to flourish in retirement can become a self-fulfilling prophecy. At the very least, you might take slightly better care of yourself and, in turn, find your way into the virtuous circle of feeling better emotionally and physically, doing more interesting things and ultimately enjoying yourself more.

Retirement Truth #2: Age is just a number
Chronological age is merely the number of candles on your birthday cake, while psychological age is your perception of how vital and vibrant you feel. Since the latter is a subjectively experienced age, you have a great deal of latitude in constructing beliefs that will either help you or limit your ability to flourish after 50. Construct wisely.

Retirement Truth #3: Creativity helps design your lifestyle
Discovering and exploring your everyday creativity is going to make a difference between boredom and the pure joy of being alive. Everyday creativity is invoked when the object of your creative efforts is your own life. It taps into our deepest need to feel useful and valuable. A creative life approach fosters flexibility and resourcefulness, helping you choose new pursuits, evolve with the changing times and design a satisfying lifestyle.

Retirement Truth #4: Fulfilling true needs is essential
Knowing what you want and, more importantly, what you need is difficult but critical. You cannot be happy without it. Research shows meeting one’s personal needs is essential for psychological health and, consequently, for more profound happiness, serenity and a high quality of inner life. 

Retirement Truth #5: Know your motivation
Knowing why you do something is important because it will motivate you to go through with the action. Motivation is how we access the energy necessary to do anything, whether that means saving money, acquiring new skills or staying fit to enjoy life after 50. Understanding your own intentions and desired result of any decision or activity will result in clarity, less frustration, more of what you want, and less guilt about foregoing what doesn’t meet your needs. 

Retirement Truth #6: Fail to plan, plan to fail
Research proves that a successful, happy retirement is impossible without planning based on self-examination. People who plan end up with twice the wealth of people who do not. Beyond financial planning, it is imperative to take time to figure out what lifestyle needs must be fulfilled to make you happy, and then find specific ways to ensure those needs can be met. Retirement lifestyle design then becomes the driver for making good choices and building the foundation of physical, emotional and financial health that ensures joy and fulfillment after 50.

Retirement Truth #7:  Evolution trumps fear
Do not be dragged along by the changing times when you have the freedom to preside over the process.  While evolution may not always mean improvement or progress, life’s progression is certainly an inevitability that should be embraced, not eschewed.  Change should be revered, not feared, as with change comes new learning and growth experiences - new opportunities and ways to contribute, to be significant and to create meaningful experiences for your self and for the people around you.

Retirement Truth #8: Joy requires harmony
A joyful life can only be truly achieved if your inner and outer worlds are in harmony – the alignment of your life’s needs and direction (which you can set to Joy, Meaning, Abundance, Fulfillment or anything else you desire) with your inner resources, like attitude, abilities, talents, skills, experience and personality traits. People wholly integrated at this level are conscious of their needs, emotions, impulses, pleasures and pains. They enjoy an amazing quality of life with frequent peak experiences, are more at peace, and are less split between an experiencing-self and an observing-self.

Retirement Truth #9: Quality of life requires more than money
It is easy to mistake comfort for quality of life.  An astonishing quality of life encompasses both material comfort and joy. To live with joy, it is imperative to not only identify and understand your emotional needs, but actively work to meet them. Do this and the second half of your life will be even better than the first.

Speaker and JoyCompass.com founder Julia Valentine is the author of Joy Compass: How to Make Your Retirement the Treasure of Your Life. Through cutting edge research in finance, motivation and creativity, Joy Compass offers a revolutionary new approach to preparing for, designing and enjoying life in retirement. Julia Valentine may be reached, and the interactive book may be accessed, online at www.JoyCompass.com.
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Condoleezza Rice talks to Katie Couric

An official portrait of Condoleezza Rice. Cont...Image via Wikipedia 

She’s back, and she’s talking! Former Secretary of State Condoleezza Rice opens up to Glamour columnist Katie Couric about her new memoir, her post-Beltway life and her take on Hillary, Barack and George W. Plus, she’s got some spot-on work and life advice, just for you. Check out the extended, unedited version at http://www.glamour.com/magazine/2010/10/condoleezza-rice-tells-katie-couric-i-dont-miss-washington-very-much






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