Fearless Women Skydivers Set World Record

Falling head first, 41 women from around the world took the leap to set a world record for largest all-female skydiving formation while flying upside-down
An international team of 41 talented women skydivers from 10 countries set a new world record on Friday, November 26, for largest all-female formation while flying upside-down. The women traveled from around the globe for the record event at Skydive Arizona in Eloy, south of Phoenix. The team smashed the previous record of 20 set at Skydive Arizona in March 2008.
 
After leaping from three aircraft flying together more than three miles above the ground, the women built the formation flying upside-down with their heads pointed toward the earth - "head-down" in skydiving lingo. They had less than 60 seconds to complete the formation while plummeting toward the ground at speeds approaching 200 mph before separating from each other and opening their parachutes.

The record-setting jumpers came from across the U.S. and as far away as Australia, France, Finland and Israel. They range in age from 21 to 44 and have professions as varied as software developers, pilots, nurses, photographers and professional skydivers. They completed the record-setting formation just before sunset on Friday, on the 10th attempt of the event.

Skydive Like a Pro
For sheer excitement and high-speed fun, no sport comes close to skydiving. Fortunately, this high-flying adrenaline sport is not as extreme or intimidating as it may seem. Just about anyone 18 years of age or older can take to the skies after some comprehensive safety instruction. In fact, all it takes is a half hour of ground school to prepare for a tandem jump, the easiest and most popular way to experience skydiving for the first time. Tandem jumping allows students to experience the thrill of freefall from 13,000 feet while securely harnessed to an experienced, licensed instructor. 

Another first-jump method called Accelerated Freefall (AFF) allows students to jump solo right away—with two instructors at their side—after four to five hours of intense ground instruction. Just about anyone can earn a license in as few as 25 jumps!

For more information on skydiving and to find a USPA Group Member skydiving center near you, visit www.uspa.org

About USPA
Founded in 1946, the United States Parachute Association is a non-profit association dedicated to the promotion of safe skydiving nationwide, establishing strict safety standards, training policies and programs at more than 200 USPA-affiliated skydiving schools and centers throughout the United States. Each year, USPA’s 32,000-plus members and hundreds of thousands of first-time jump students make approximately 3 million jumps in the U.S. USPA represents skydivers before all levels of government, the public and the aviation industry and sanctions national skydiving competitions and records.

For more information on making a first jump or to find a skydiving center near you, visit www.uspa.orgor call 800.371.USPA.
Enhanced by Zemanta

Join Toluna Global Opinion Panel

Toluna is a global site for everything related to surveys, polls and opinions! When you become a Toluna community member you enjoy the following benefits:
  • Earn points worth $1 to $5 each time you qualify for and complete a survey! You’ll also earn for the polls and opinion topics you create! Each time you participate in or complete a survey you’ll be entered into a monthly $4500 prize draw!
  • Create your own polls and opinion topics to host on Toluna, or export them to your own blog or website!
  • Voice your opinion by participating in other community members’ polls and opinion topics! There’s no catch! Your membership is free, and all information you provide is strictly confidential and will never be used to advertise or to sell you anything.
As soon as you register, you’ll be entered to win their monthly $4500 cash drawing!


Enhanced by Zemanta

Not Wrapped, but Remembered: Nine Tips for Gifting Your Children with Meaningful Experiences

Instead of breaking the bank to shower your kids with material things this holiday season, authors Andrea and David Reiser suggest giving them the gift of a meaningful experience instead. Time spent together, not a new video game system or wardrobe, will truly stick
with them and shape their worldviews. Here are some ideas to get you started:

Choose an event to attend together. Get a schedule of local holiday-themed concerts, plays, parades, shows, and other events, and choose a few to attend as a family. Your kids (and you!) will enjoy counting down to these outings, and you'll have an even better time attending them. Plus, everyone will remember the live performance of White Christmas or the holiday-themed magic show much longer than they will a bevy of action figures under the tree. Even better? In most communities there are plenty of events to choose from that are free to the public! It just goes to show that you don't have to spend a mint to make memories over the holidays. 
Remember: There really is no place like home for the holidays. Making special holiday memories doesn't always have to mean going somewhere. In fact, some of your most treasured experiences can be created inside the four walls of your house, and they don't have to cost a lot of money or cause a lot of stress to be perfect! Take a regular weeknight dinner and turn it into a magical holiday meal by dimming the lights, lighting candles on the table, and playing soft holiday music in the background. Serve sparkling juice or cider in special glasses and pull out the fancy china for once. It's a special night you and your family won't soon forget!
 
Set your family up for success. On the best of days, kids will be kids...and their propensity for energy, misbehavior, and hijinks grows exponentially when they're excited. Whenever your family is preparing for any sort of event this season, don't assume that the "usual" rules are at the forefront of young minds. Go over your expectations—and potential consequences—beforehand so that you don't spend the whole time scolding and correcting. And as a parent, take the time to remind yourself that children are often overstimulated, overexcited, and saturated with sugar this time of year. If you don't think your brood can handle sitting still for an hour-long concert, then make the choice not to go. You'll save yourself a lot of stress, anger, and disappointment in the long run.
 
Make meaningful conversation. Conversation is the foundation upon which any memorable event is built. So to make the most of outings and experiences this holiday season, have a few meaningful topics up your sleeve to engage your family. Otherwise, you'll find yourself griping about chore lists, homework, and soccer schedules during your special outing—instead of the things you really wanted to share. For example, as you drive around your neighborhood looking at Christmas lights, you may want to ask your kids about their favorite Christmas memories. Or, before attending a church service or local event, sit down and talk about what Christmas truly means to each member of your family. You may be surprised at the answers—and it will make each event and activity that much more meaningful.
 
Dress up! It's amazing how getting all dolled up can take an event from "okay" to "outstanding." If you frame your holiday outings as opportunities instead of as obligations, your kids probably won't mind putting on their fancy duds...and they'll definitely remember the fact that Mom and Dad thought that they were mature enough to attend such a special event! (And you can take the opportunity to snap some photos everyone will enjoy looking at for years to come.) 
 
Make something out of nothing. A meaningful experience doesn't have to cost a massive amount of money, and it doesn't have to be a once-in-a-lifetime event. In fact, your family can make "routine" holiday tasks into beloved traditions. For example, get everyone together to wrap gifts for friends and family, and share hot chocolate and cookies while you're curling ribbon and cutting paper. Or let everyone climb into special holiday pajamas, then pile in the car and look at all of the beautiful holiday lights in your town.
 
Give thanks. As the saying goes, "Remember the reason for the season." Depending on your family's beliefs and background, that "reason" might differ from your neighbor's, but one thing's for sure: This is a time to be grateful and to count blessings. Whenever your family visits a friend or attends a special event, make sure to point out to your children how fortunate they are to have such individuals and opportunities in their lives...and point out that not every child around the world is so privileged.  
Give back. If your family is counting its blessings, the natural next step is to reach out to those whose holiday seasons might not be filled with much cheer. Consider donating to a charity instead of giving as many gifts, volunteering at a soup kitchen, or caroling at a nursing home. This is the perfect time of year to teach children that it truly is better to give than to receive—and it can actually feel really good, too. These experiences will instill values in your children and broaden their perspective on holiday privileges.
 
Live in the moment. It's easy to get caught up in the hoopla of the holidays, and not living in the moment is a downright joy robber. If you're constantly setting your sights on the next holiday party or dance recital on your calendar, you won't be fully enjoying the activity you're currently doing. Reveling in the now and accepting the (minor) flaws that might come along allows you to truly experience the benefits of living in the present. Those moments with family and friends will be that much sweeter.

Husband and wife, David and Andrea Reiser are authors of the new book Letters From Home: A Wake-up Call for Success & Wealth (Wiley, 2010, ISBN: 978-0-4706379-2-0, $27.95, www.ReiserMedia.com).
Enhanced by Zemanta

Making "Merry" Meaningful: Twelve Tips for Designing the Holiday You Always Dreamed Of

Have holidays past left you feeling drained and disappointed—in spite of your best intentions for a Norman Rockwell-esque celebration with your family? You're not alone. In fact, say husband and wife coauthors David and Andrea Reiser, you're part of the (unfortunate) norm. Not to worry—they provide some simple steps that your family can follow to get back the holiday you've always wanted and make your "merry" more meaningful this year.
Read on for the Reisers' tried-and-true holiday advice:

Finances
Budget in advance. Admit it: You're guilty of spending twice what you should have on your mother's gift to make up for the fact that you didn't visit earlier in the year. Or grudgingly shelling out way more than you anticipated for the large number of "obligatory" gifts on a list that seems to grow with each passing year. Perhaps, like millions of other consumers, you've succumbed to the gorgeous packaging, clever marketing, and can't-pass-them-up deals that stores have to offer this time of year. 

Before you head out to do your shopping, know what the hard numbers look like, and map out in advance what sort of cash reserve you'll have to dip into. A great way to keep yourself accountable is to put your budgeted Christmas cash on a pre-paid card. You'll watch your budget more carefully and when the money is gone—it's gone. You'll be less tempted to add just one more gift to the pile because of a super sale. If you don't think you have the strength (or willpower) to go it alone, the Reisers suggest the buddy system! Have a budget-conscious friend or thrifty family member be your accountability partner. Having someone else in the know when it comes to your budget and holiday spending will make you that much more accountable and less likely to go spend-crazy.

Be honest about any financial changes. If you have to downsize your holiday expenses, it's better that you—and your family and friends—know it now instead of when the credit card bills start rolling in. There's no shame in readjusting the scope of your gifts in order to avoid a sackful of debt. If your loved ones truly care about you, that's the last thing they'll want! And they might be relieved to know that breaking the bank is not this year's expectation. 
Don't be afraid to ask your neighbor for more than a cup of sugar. Say you're planning on hosting a gathering at your home for your thirty closest friends...but you don't have a punch bowl, enough serving platters, or a good variety of holiday music CDs. The temptation is to rush out and buy these items, but wait—is there anyone from whom you could borrow them instead? You can return the favor at your neighbor's New Year's Eve bash, and your wallet will thank you.
 
Think outside the gift box to all the "other" holiday expenses. If you've sat down with your own personal version of Santa's list and a copy of your latest bank statement, pat yourself on the back for a job responsibly done. But don't breathe a sigh of relief just yet—there are other expenses to think about too! And when it comes to the holidays, if you aren't careful, some of the more costly aspects of the season will sneak up on you and your wallet—and will leave you paying for it (literally!) in January. Whether you're feeding your family, bringing a dish to the office potluck, or hosting an event, grocery bills can add up at an alarming rate this time of year. Don't forget about the little "extras" like the holiday tip for your hair stylist and mail carrier or the gifts for the kids' soccer coach or piano teacher. And those twinkling Christmas lights give your power bill a boost—so think ahead for the next month's budget. Try to anticipate what you'll need to spend—down to the tiniest of details—and plan accordingly.


Time Management
Be realistic. Unless you actually have Santa's magical ability to make it around the world in one night, chances are you aren't going to make it to every party, event, play, performance, and gathering to which you're invited. Instead of overcommitting yourself and your family, sit down together before the madness starts, make out a list of priorities, and then schedule accordingly. Do this on a daily basis as well as on a weekly and monthly one!

Start the season early. Most people instinctively try to plan holiday events as close to "the day" as possible. That's understandable...but it results in a week-long period of crammed schedules and stressed people. If you start now, you can hold events and make your visits in the first half of December...and you'll probably be able to deck the halls with your friends' and family's thanks!

Aim a bit lower than absolute perfection. If you've ever watched National Lampoon's Christmas Vacation, you know how well Clark Griswold's attempt to have the perfect family holiday turned out. It's funny onscreen, but not so much in real life. Remember that meals are really about company more than food, for example, and that the annual family get-together is more about fellowship and fun than about how impressive your decorations are. With this attitude, you'll make more memories you'll actually want to revisit, and people will enjoy being around you.

Add an hour. If you think you'll be at the company party until 9:30, add an hour. If you think you'll be at Grandma's until lunchtime, add an hour. Everything always takes longer than you think it will—that's why you're rushing around town like a crazy person, trying to hold your last nerve together for just a little longer every day for a month. Save yourself the stress...and if, by some holiday miracle you do stick to your original schedule, you'll treasure those extra hours.

Reserve some private time. When you're designing your doable holiday schedule, don't forget to leave enough free space for family time and for "you" time. If you're not careful, you might find yourself forgoing the yearly cookie-baking party with your kids and wrapping gifts at 3:00 a.m.
                                                                                                                        
Family/Kids
Give them a memorable experience. Instead of showering your kids with a pile of this year's "it" clothes, toys, and electronics (which, let's face it, will probably be collecting dust by the end of the school year), give your kids the gift of a meaningful experience. Chances are, your family will remember an event that reinforces values and makes them feel special. (Note to Editor: See attached tipsheet.)  
Don't overstimulate them. These days, the typical kid has more than just visions of sugarplums dancing in his head. He's thinking about toys, movies, video games, vacations, and food...and that's just for starters. Yes, the holidays are an extravaganza for all five senses, but by regulating what and how much your children receive and do, you'll be doing them a favor. Their attention will be more focused, and they'll be more likely to understand and remember special moments.


Follow a tradition. It's amazing how much kids value and remember family traditions. Unlike anything else, they're a source of fun, they strengthen family bonds, and they form a meaningful link to the past. Whether you're baking cookies, watching a favorite holiday movie, or piling into the car to look at neighborhood lights, don't underestimate the value of time spent together, enjoying each other's company.

Coupons to Print


Enhanced by Zemanta

Shopscotch - Get Cash Back When You Shop




There are two upcoming sidewalk sales:
  • Thursday, Dec 2: Walmart is giving 3.5% cash back - Pair a great Walmart deal tomorrow with this offer!
  • Sunday, Dec 5: Travelocity is giving 2% cash back
Get extra cash back from hundreds of top brands when you buy through Shopscotch. Join free today. Shopscotch is a social cash back shopping site. Its members earn cash back for making online purchases. Its members are able to share their earning activity within the community allowing others to see where people are shopping and how they are benefiting from the program. In addition to cash back, members will also earn badges based on their shopping behavior and other interactions at Shopscotch. Membership is free and quick, causing a high conversion rate. Shopscotch has partnered with hundreds of top brands including eBay, GAP, Staples, Barnes & Noble, Walmart, Macy's and Apple. It continues to add new stores every day.
Unlike other cash back programs out there, Shopscotch members don’t have to wait every quarter before they can cash out. Shopscotch members can redeem at any time, and be paid within 7-10 days.

Enhanced by Zemanta

Four Steps to Create and Keep a Holiday Budget

Unless you’re among a select group of people, sitting down and creating a budget does not sound like very much holiday fun. Nevertheless, in tough economic times, the Better Business Bureau recommends mapping out your spending in November to help ease the strain of a financial holiday hangover in January.

According to a survey by Consumer Reports, shoppers planned on spending about $699 over the holidays last year, but, in a follow-up survey, admitted to actually spending closer to an average of $811, 16 percent more than planned. Creating a budget, and being disciplined enough to follow it, is one of the best ways to avoid overspending during the holidays. 

“While sitting yourself down and crunching numbers isn’t the most festive way to spend an evening, because of the current economic climate many can’t afford to spend with abandon,” said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and northern Illinois. “Building a budget and sticking to it over the holidays will stave off a painful financial burden.”

The following are four steps recommended by the BBB to consider when creating a budget this holiday season:

Step One: Consider your Income.
The first step is to measure how much money is coming in.  Add up your monthly salary along with your spouse’s and any child support payments, dividends or interest payments and other sources of income.

Step Two: Add Up Regular Monthly Expenses.
Adding up expenses is usually harder than determining your income because there are so many more factors to consider. Start with your rent or mortgage, utilities and credit card payments. Also factor in other expenses for gas and car maintenance, healthcare and groceries. A full list of monthly expenses to consider is available at www.bbb.org  

Step Three: Estimate Extra Holiday Expenses.
A lot of little purchases have a way of adding up over the holidays and it’s important to consider all of the expenses of the season including:

  • Gifts - Make an itemized list of everyone you want to buy presents for and estimate how much you’re willing to spend for each. This includes presents for family, friends and coworkers. Also consider the cost for holiday cards and postage.

  • Entertaining - Entertaining is big over the holidays. Think about who you’ll be having over and also budget for any food or beverages you might need to bring to someone else’s party. Also consider the costs for eating out and going to the movies—both popular expenses over the holidays.

  • Decorations - Take stock of what you already own and then consider any additional spending you might need to make for a tree, lights, ornaments, wrapping paper, etc.

  • Travel - If you’re heading out of town for the holidays, consider the cost of travel including any car maintenance or pet boarding if applicable.

  • Charitable Donations – Remember the holidays are a time of giving, so budget in how much you plan on donating to a worthy cause. You can learn more about being a savvy donor from the BBB Wise Giving Alliance at www.bbb.org/charity

Step Four: Revisit, Evaluate and Revise Your Budget Along the Way.
Once you’ve added up your income and your expenses, it’s time to compare. If more is going out than coming in, it’s time to go back over your budget and pare down expenses. Consider giving fewer gifts or less expensive ways of entertaining. Last year’s decorations are also probably just fine.

Once you’ve balanced your budget, revisit it frequently over the holidays to make sure you’re sticking to it. You might find that you overestimated in some categories and underestimated in others.

For more advice on saving money over the holidays, visit www.bbb.org

Enhanced by Zemanta

LinkWithin

Blog Widget by LinkWithin

wibiya widget

Facebook and Twitter