Showing posts with label gifts. Show all posts
Showing posts with label gifts. Show all posts

BBB Cautions: Refunds and Exchanges are a Privilege Not a Right for Consumers

What do you do if you receive a Christmas present that doesn’t fit? Or one that you don’t want? Returns and exchanges are common, but the BBB cautions consumers that these actions are privileges a business provides, and not a consumer’s right.
“If you find yourself with an unwanted gift, many stores will allow refunds or exchanges for the sake of good customer relations,” explains Steve J. Bernas, president and CEO of the Better Business Bureau serving Chicago and Northern Illinois.  “However, customers need to remember these actions are privileges stores may allow. They are not consumer rights.” 

Bernas urges that no matter whether the item was purchased in a brick-and-mortar store or online, it is wise look up and understand the return policies to avoid surprises and confusion. Here are several tips and hints to make the process easier for all involved.
  •    The most important first step is to determine where the item was purchased.  If you have a gift receipt, it makes the return situation much easier.  However, if you don’t have a receipt, you need to prove that the item was purchased at a given store.  Another more basic issue is the question of whether or not the store will take back the item for either a refund or exchange without proof of purchase.
  •   Refund and exchange policies differ. Each store, and in some cases different departments within stores, may have varying refund and exchange policies.  These can depend upon the product or usage.  Policies about returns and exchanges are usually available from the cashiers, stated on the sales slip, or available online. 
  • Expect to pay some fees.  Return shipping charges are common.  You may also be subject to restocking fees.  Again, it pays to know the store’s policy ahead of time.
  •  Time limits may apply.  Many times stores have a time limit on how long you can keep an item and still return it.  This is usually stated on the receipt or on the company’s website.
  •   Unsure, ask the gift giver. If you are not certain where the gift you want to return was purchased or if you don’t have a receipt, ask the gift giver where the item was purchased.  If that person has a receipt, perhaps they could exchange it for you.  If this isn’t possible for personal reasons, you unfortunately have a dilemma.  You can try to return it to the store where you believe the item was purchased.  However, they do not have to accept it back for either a refund or an exchange. 


“When questioning a return or exchange policy, look at the situation from the store’s perspective, Bernas noted. “How does that retailer know that the gift was purchased there?  What evidence do you have that you aren’t trying to cheat the store?” 

And Bernas noted that not all stores have liberal refund and exchange policies.  Many have strict requirements about what can be returned and the time frame of when it can be returned.  Also, some stores are charging a restocking fee even if you do have a receipt. 

“Companies with liberal return policies recognize the customer relations value of them,” he explained.  However, for them to continue these policies, it’s best not to abuse the privilege.  An example of abuse would be purchasing six or seven similar items to try on, recognizing that you will only be keeping one of them.  This type of product prospecting abuses the privilege the store offers to its customers with its exchange and refund policy.” 

Guest Post: Holiday Slackers Can Save Too: Last-Minute Shopping Tips


by 

Andrea Woroch

With just a few days remaining until the holidays, shoppers with gifts left on their list feel the pressure to spend. But even if you've waited until the eleventh hour to pick up those last few presents, you don't have to buy the first thing you see or pay an absurd amount of money.
Check out these shopping tips to stay within budget even when the clock is ticking.

1. Re-gift
It's a dirty secret, but lots of people just put a new bow on an old gift. In fact,AzBusiness.com says 23 percent of U.S. residents re-gift. The most popular repeats are wine, candles and, of course, the perennial fruitcake. For some useful re-gifting do's and don'ts, check out this recent article from ABC News.

2. Free Expedited Shipping
Some retailers will offer free rush shipping in the last few days leading up to the holidays, so check FreeShipping.org for codes before paying expensive overnight delivery charges. While you're there, check out their list of shipping deadlines to find out which retailers can send gifts in time for the holidays.

3. Ship-to-Store Offers
For those who want to avoid long check-out lines of crazed shoppers or the shame of offering your gift post-holiday, quite a few retailers these days -- including Searsand REI -- offer free delivery to their brick-and-mortar stores. Usually, you'll receive an email notification when purchase is ready for pick up. Best Buy even boasts some items can be picked up in under an hour.

4. A Picture Is Worth a Thousand Words
Another way to avoid rush charges is to purchase a present online and print out a picture, which you then wrap up for under the tree. After all, it's the thought that counts and your recipient doesn't have to worry about lugging the gift around town.

5. Magazine Subscriptions
There's a magazine for every interest, even for rodent fanciers. (Seriously. There's a magazine called "Rat & Mouse.") Surely you can find a monthly publication desired by that hard-to-buy-for loved one. Websites like Magazines.com and BestDealMagazines.com offer cut-rate deals, and the recipient will never know you paid such a great price.

6. Gift Cards
GIft cards are sold at almost any type of retailer including drugstores, supermarkets and some gas stations. Since most of these will be open late on Christmas Eve and some on Christmas, you can pick one up on your way to the festive holiday celebration. Otherwise, e-gift cards are life savers in a pinch. Send one via email directly to the recipient's inbox or print it from your home computer.

7. Beat the Masses
If in-store shopping is your only option, then don't let the stress of other shoppers get to you. Head to the stores at odd hours to enjoy less crowds and take advantage of last-minute sales. Select locations of stores like Toys R Us will be open 24/7 and others like Macy's, will stay open until 2 a.m. Through Dec. 23, Kohl’s will be open from 6 a.m. to midnight and Best Buy will welcome customers from 9 a.m. to 11 p.m.

Andrea Woroch is a consumer and money-saving expert and has been featured among top news outlets such as Good Morning America, NBC's Today, MSNBC, New York Times, Kiplinger Personal Finance, CNNMoneyand many more.

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